As a small business owner I have used exclusively a small business accounting software titled GnuCash, for many years. GnuCash is free and open source accounting software. Version 2.6.19 of this software is available at the time of this blog post creation.
GnuCash supports Microsoft Windows eXPerience, Vista, seven, eight, ten, Apple Macintosh Intel as well as PowerPC, Linux, Sun Solaris, and Berkeley Software Distribution operating systems. I have used GnuCash on both Linux and Microsoft Windows operating systems. GnuCash is both individual and small business accounting software.
There is no web based interface that I am aware of. Also, you cannot have multiple users on a network access the same GnuCash database at the same time. However, you can install multiple instances of GnuCash and point them to the same database, just as long as one person at a time makes changes.
GnuCash is actually quite easy to backup and restore. You just save the Quicken Interchange Format files. You can import this database into another installation of GNUCash software program.
If you lose this Quicken Interchange Format database your pretty much out of luck. You can download the most recent version, along with older versions from this GnuCash 2.6.19 version small business accounting software static uniform resource locator web page link. GNUCash features these principles:
* double entry accounting system
* stock, bond, & mutual fund accounting
* small business accounting software
* reports and graphs
* qif, ofx, and hbci importation
* transaction matching verification
* schedule transactions
* financial calculators
* online banking
GnuCash is a double entry accounting system, with a general ledger and chart of accounts. I have used it to help file federal and state income taxes. I have used this software to track stock trades.
This free small business accounting software will track most individual and business expenses. You can even create invoices. Also, you can create graphical reports to track expenses, revenues, etc.
You can certainly use this software to track your individual money. Finally, I have used this software before to keep track small business expenses and revenues. Also, I have used this GNUCash software program for general purpose reports.